Conditions of Eligibility:
Total annual premium is based on the retail value for each item of jewelry insured and other information you have provided to us.
Your history, if any, of jewelry losses, jewelry insurance coverage denial, and/or crime may affect your premium or eligibility for coverage through Lavalier.
Unless otherwise approved in writing by us, insurance is available only on items that have been appraised within the last 18 months, if valued over $5,000.
Insurance is not available for loose stones not being set, damaged jewelry and watches, and non-jewelry items.
Appraisals for each scheduled item must be received by us within 10 calendar days or your policy will be cancelled.
Coverage is not available to individuals living outside the United States.
As the policyholder, you may cancel coverage at any time. The refunded premium, if any, will be computed on a pro-rata basis subject to a $50 minimum earned premium.