How to Take Photos for Jewelry Insurance

Written by: Sue Fritz | | Insuring Your Jewelry


If you lose or damage your jewelry and have to file a jewelry insurance claim, you’ll want the repair or replacement to be as close to the original as possible. The best way to ensure this is to select an insurer that will work with the jeweler who created the item in the first place. You’ll also want to take pictures of your jewelry so that it’s easier to see all those gorgeous details that made it ‘the one.’ Plus, there’s no better excuse for uploading an entire album of dozens of ring pictures to Facebook. You’re not showing off…it’s for the insurance! Of course, the perfect time to get fabulous photos of your ring is on your wedding day. Most photographers will be happy to take some extra shots of your ring for insurance purposes.  If you’re on your own, though, follow these tips to snag some share-worthy photos.

Use an appropriate background

White is usually seen as the best choice for background color, but definitely take a few photos on a black background, as well. If you have silver-colored jewelry, the black will more accurately portray the colors. You don’t have to buy any kind of professional equipment; just iron a white sheet. For the black background, raid the craft cabinet for a piece of construction paper. The contrast helps showcase the lines and contours of your jewelry.

Photograph each item individually

If you’re insuring multiple items, don’t just take a group shot of everything together. Each piece of jewelry you own is beautiful and precious, and deserves its own ‘selfie’! Feel free to play paparazzi and take tons of pics of your ring at every angle and perspective. We’re in the digital age, after all, and it won’t cost you anything to take a few more snaps. Plus, the more pictures and details you include, the easier it will be to repair or recreate your jewelry.

Ready for the close-up?

Jewelry often has nuanced beauty, with subtle details and designs that aren’t apparent from farther away. You spent hours agonizing over which ring to choose, and possibly even designed your own! Catch every little detail of that gorgeous sparkler by getting up close and zooming in, but use an optical zoom if possible. Digital zoom doesn’t actually move closer to the object; it just blows it up, which can make for a fuzzier, more pixelated photograph.

Set yourself up for success

Jewelry can be surprisingly difficult to photograph because it reflects so much of the light it receives. You won’t be able to eliminate this completely, but you’ll want to make sure your flash is turned off. Natural lighting (read: the outdoors) is best. If you’re unhappy with your photos, take pictures at different times of day, or photograph your ring indoors with different amounts of light to see what looks best.

Before you photograph your jewelry, clean it thoroughly. After all, this is your jewelry’s moment to sparkle and shine, and you don’t want it to look dull or tarnished. The next time you’re near your local jewelry store, stop in and get a professional cleaning. The jeweler can keep an eye out for damage, and it’s often free!

Remember, the more photographs you have, the better the repair or replacement will be if you have to file a jewelry insurance claim. You don’t have to submit all of the pictures, but it’s better to be safe than sorry.


Share this Post:

Lavalier is pleased to share this material with its customers. Please note, however, that nothing in this blog should be construed as legal advice or the provision of professional consulting services. This material is for general informational purposes only, and while reasonable care has been utilized in compiling this information, no warranty or representation is made as to accuracy or completeness.