With Lavalier’s easy-to-use website, you can get a jewelry insurance quote in less than a minute. That’s less time than it takes to heat up a slice of leftover pizza or fast-forward through a set of commercials. Here’s how you can get your quote in no time at all.
- Go to Lavalier’s website.
- Enter your zip code under ‘Get a Quote’ and hit the ‘Get a Quote’ button. (We told you it was easy!)
- Enter the estimated value of each item of jewelry you’d like to have insured, along with the deductible you’d be willing to pay for each item. In this example, I have a $5,000 engagement ring and I’ve chosen a $100 deductible. I also have an heirloom necklace worth $12,400, and I’d want a $1,000 deductible on that (I barely ever wear it, so I’m not as likely to lose it as, say, my engagement ring) and a pair of $1,000 earrings, and I don’t want any deductible for those. Learn more about deductibles and premiums here.
- Hit ‘Calculate’ to get a quick quote of your total yearly premium based on your zip code and the estimated value of your jewelry.
So, in less than a minute, I’ve calculated that my yearly premium to insure $18,400 worth of jewelry would be about $246, or 1.3% of the value of the jewelry. I may also be eligible for discounts if I have a home alarm, a home safe, gem identification like Gemprint or Forevermark, or if I store my jewelry in a bank vault or safety deposit box.
Once I receive my quote, it only takes a few more minutes and a few simple steps to finish the purchase. $246 a year (or even less!) to know that I’m covered if my jewelry is lost, stolen, or damaged? Who knew peace of mind could be so affordable?