How to Get a Jewelry Insurance Quote in Less Than a Minute

Written by: Sue Fritz | | Insuring Your Jewelry

With Lavalier’s easy-to-use website, you can get a jewelry insurance quote in less than a minute. That’s less time than it takes to heat up a slice of leftover pizza or fast-forward through a set of commercials. Here’s how you can get your quote in no time at all.

  1. Go to Lavalier’s website.Go to Lavalier.com
  2. Enter your zip code under ‘Get a Quote’ and hit the ‘Get a Quote’ button. (We told you it was easy!)Get a Jewelry Insurance Quote
  3. Enter the estimated value of each item of jewelry you’d like to have insured, along with the deductible you’d be willing to pay for each item. In this example, I have a $5,000 engagement ring and I’ve chosen a $100 deductible. I also have an heirloom necklace worth $12,400, and I’d want a $1,000 deductible on that (I barely ever wear it, so I’m not as likely to lose it as, say, my engagement ring) and a pair of $1,000 earrings, and I don’t want any deductible for those. Learn more about deductibles and premiums here.Jewelry Insurance Quote
  4. Hit ‘Calculate’ to get a quick quote of your total yearly premium based on your zip code and the estimated value of your jewelry.Get a Jewelry Insurance Quote

So, in less than a minute, I’ve calculated that my yearly premium to insure $18,400 worth of jewelry would be about $246, or 1.3% of the value of the jewelry. I may also be eligible for discounts if I have a home alarm, a home safe, gem identification like Gemprint or Forevermark, or if I store my jewelry in a bank vault or safety deposit box.

Once I receive my quote, it only takes a few more minutes and a few simple steps to finish the purchase. $246 a year (or even less!) to know that I’m covered if my jewelry is lost, stolen, or damaged? Who knew peace of mind could be so affordable?

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