What is “unscheduled”?

You may have jewelry that you consider to be too inexpensive to appraise and schedule for coverage. For those items, we have the Unscheduled Jewelry Endorsement. In order to qualify for this, you must have at least one scheduled piece of jewelry. Additional coverage is available on an “unscheduled” basis for jewelry you own that is worth up to $1,000 per item. Unscheduled items do not need to be specifically listed on the policy. Unscheduled items are subject to $100 per occurrence deductible. Mysterious disappearance is not covered on unscheduled items.

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