Does my policy cover newly purchased jewelry?

Yes, though there are some limitations until you add your new jewelry to your policy. Coverage for newly purchased jewelry lasts up to 30 days or until your policy expires, whichever is earlier. And the limit to what will be paid for a loss on newly purchased jewelry is the lesser of: the cost to repair, replace, or rebuild the lost item with materials of like kind and quality; 25% of the value of the jewelry insured on your policy; or $10,000.

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