Allie, her husband, Matt – a fire fighter – and their two young children fled when California’s Thomas fire threatened their new home. They left with little more than an overnight bag and their son’s beloved teddy bear. They are starting from scratch to rebuild their home and their lives.
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We love getting grading reports so much, we’ll give you a 10% premium discount when you submit a grading report from the American Gem Society (AGS), Gemological Institute of America (GIA) or Gemological Science International (GSI) with your insurance application.
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Expect the unexpected. It’s the mantra of insurance providers everywhere. You never know what might happen, and jewelry insurance through Lavalier gives you peace of mind that you won’t suddenly be out thousands of dollars to repair or replace your favorite jewelry. But how well do you know your jewelry insurance policy? We’ve created this little quiz to help you understand what’s covered by jewelry insurance through Lavalier[1]. What’s your score?
Every day, people are flying across America. Some of those people lose their jewelry. Here’s just one example of how it could happen.
I was dreading it. It was my first time flying since my son Liam was born four months earlier, and I’d never traveled with an infant. I was going to set myself up for success: pack our bags the night before, buy some special baby vitamins so he wouldn’t get sick from all the plane germs, arrive at the airport two hours early…
Read More →![Lost wedding ring](/wp-content/uploads/2015/03/lost-wedding-ring.jpg")
It sounds like it could never happen to you, right? People don’t intend to lose their wedding rings (unless you hate it and want a new one, and there are probably less passive-aggressive ways to achieve this!). You may not be able to imagine losing your wedding ring, but you’d be surprised at the variety of ways in which rings escape from their owners. Here, we paraphrase a few of these cautionary tales (note: some identifying characteristics have been changed to protect the unfortunate uninsured):
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Congratulations! Your significant other (finally!) popped the question. You’re ready to ride off into the sunset and settle into a life of married bliss. But wait! Before you start planning seating charts and interviewing vendors for the big day, there’s something you should take care of first: insure that gorgeous new jewel you’re sporting.
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There are two numbers to think about when you buy jewelry insurance: your deductible and your premium. The deductible is the amount of money that you’re responsible for paying if you have to file a claim. You can have a different deductible for each item of jewelry on your insurance policy when you buy jewelry insurance through Lavalier. The premium is the set figure that you pay each year for your jewelry insurance, whether or not you file a claim.
People often have questions about jewelry insurance. You may be wondering if you need jewelry insurance, and when you should buy it if you do. If you own jewelry that you’d want repaired or replaced if it was lost or damaged, the time to purchase insurance is now. Hopefully, you’ll never have to take advantage of your jewelry insurance coverage, but it would be devastating to misplace a ring or have your collection stolen and be unable to replace those precious jewels. Remember, jewelry insurance is not retroactive. The time to buy insurance is before you need it.
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Any fashionista knows that the best part of owning gorgeous jewelry is getting to show it off – and that doesn’t just mean wearing it around the house or to the mall. Whether you’re traveling for work or pleasure, you always stuff your suitcase (or two or three or five) with your favorite outfits and jewelry staples. But any change in routine makes it more likely that your jewelry will be misplaced or stolen, so jewelry insurance is an absolute must for any on-the-go guy or gal. What does a jetsetter need to know about jewelry insurance before traveling?
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Jewelry insurance sounds like a great idea, but what if your most precious piece isn’t the typical diamond and platinum engagement ring? Would it qualify? Would it be worth it? Here’s what you need to know about the kinds of jewelry that you can insure through Lavalier, even the kinds that are a bit off the beaten path.
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