Why choose Lavalier for jewelry insurance?

Personalized Coverage Icon

Personalized Coverage

Give your jewelry the unique coverage it deserves. Jewelry insurance through Lavalier protects the things you treasure most.

Specific to Jewelry: Ring Icon

Specific to Jewelry

Lavalier’s insurance is designed to protect against risks specific to jewelry. Most other insurance isn’t.

Easy Claims Settlement Icon

Easy Claims Settlement

Just like our coverage, our claims settlement is designed with you in mind.

What’s Covered?

Lavalier Logo
  • Loss
  • Theft
  • Damage
  • Earthquake/Flood
  • Gifts to others
    (e.g. fiancée)
  • Worldwide Coverage
Renter’s Policy [1]
  • Loss
  • Theft – Often Limited
  • Damage – Not all damage
  • Earthquake/Flood
  • Gifts to others (e.g. fiancée)
    same address only
  • Worldwide Coverage
Homeowner’s Policy [1]
  • Loss
  • Theft – Often Limited
  • Damage – Not all damage
  • Earthquake/Flood
  • Gifts to others (e.g. fiancée)
    same address only
  • Worldwide Coverage
Jewelry Warranty
  • Loss
  • Theft
  • Damage – limited; regular
    inspections required
  • Earthquake/Flood
  • Gifts to others (e.g. fiancée)
    same address only
  • Worldwide Coverage

[1] Typical coverage without additional premium; coverage and terms vary widely across insurers when “scheduling” jewelry on a homeowner’s or renter’s policy

Other Features

  • Flexible coverage
  • Flexible deductible
  • Personalized claims settlement
  • Discounts
  • Limited impact of claims
Lavalier Logo
  • Up to $50,0002
  • As low as $0, as high as $25,000
  • Work with your Jeweler
  • Multiple, jewelry specific
  • No impact to other policies you may have (home, renters, auto)
  • Flexible coverage
  • Flexible deductible
  • Personalized claims settlement
  • Discounts
  • Limited impact of claims
Renter's Policy1
  • Capped as low as $1,000
  • Fixed
  • Jeweler chosen by insurance company
  • Limited or none
  • Jewelry-only claim may increase total premium or make jewelry uninsurable
  • Flexible coverage
  • Flexible deductible
  • Personalized claims settlement
  • Discounts
  • Limited impact of claims
Homeowner's Policy1
  • Capped as low as $1000 – $5,000
  • Same as overall policy
  • Jeweler chosen by insurance company
  • Limited or none
  • Jewelry-only claim may increase total premium or make jewelry uninsurable
  • Flexible coverage
  • Flexible deductible
  • Personalized claims settlement
  • Discounts
  • Limited impact of claims
Jewelry Warranty
  • Capped at purchase price of jewelry
  •     N/A
  • Only the jeweler from whom you purchased
  •     N/A
  •     N/A

[1] Typical coverage without additional premium; coverage and terms vary widely across insurers when "scheduling" jewelry on a homeowner's or renter's policy

[2] Higher coverage limits may be available; please contact us to learn more